Bathed in sunshine and steeped in history, Spain is a favourite holiday destination popular for both long and short breaks away.
With millions of tourists holidaying in Spain each year to soak up the sun, enjoy the food and sample the local wines, the scenery and culture of this most passionate of Mediterranean countries is also infectious.
The Costas, the Canary Islands and the Balearics all offer good value, guaranteed sunshine, safe beaches and welcoming hotels and restaurants — in fact, everything most of us want in a holiday. For the more adventurous, there is ample opportunity to hike up mountains, stay in castles, and watch the whales and dolphins off the coast. Children may enjoy the opportunity to go dinosaur hunting in the fossil beds of La Rioja, or learn to cook, play golf, or ride the Spanish range.
Spain is also a top short break destination, thanks to low-cost flights to stylish cities such as Madrid, Barcelona or Valencia. In terms of popularity, the Balearic Islands welcome the largest number of British holiday makers. Mallorca offers a tranquil cocktail of sun, sea and beautiful scenery and a holiday that can be as laid back, lively or as cultural as you like.
Minorca has more sandy coves than all the other Balearic Islands put together and is perfect for families with young children. Andalusia has long been a favourite, too, offering all the sizzle of the Costa del Sol, backed by mountains dotted with white villages.
Stretching right along the southern coast of Spain are other famous holiday regions, each with their own character but all offering golden sands, water-sports and family-friendly hotels. Good value all-inclusive deals abound. Or go self-catering and eat out on local specialities such as tapas, paella and fresh fish.
Many of the more tired 1960s hotels have now been replaced by smart new ones, with spas, lagoon pools and the chance to try new sports and activities.
And there is a great choice of family days out too, from water-parks to theme parks such as Port Aventura on the Costa Dorada, Terra Mitica at Benidorm, Isla Magica in Seville and Warner Brothers Movie World at Madrid. So, when is the best time to go?
Canaries offer warm sunshine year-round. In July and August temperatures soar into the 90s in all Spain's resorts. And May and September offer pleasant warmth that's perfect for young families.
Whenever you want to go, now is a good time to book a Spanish bargain!
In recent years buying a property in Spain has become extemely popular, particularly with UK nationals. There is something very rewarding about owning your own second home in another country and many find that this arrangement is more preferable to seeking a different destination for each holiday. Since the advent of low cost air flights the Spanish property buying business has become huge.
There are an increasing number of property exhibitions that aim to persuade you to purchase a brand new or nearly new property in Spain. Sales staff are skilled in using highly seductive marketing methods to sell as many as possible. Like all other salespeople, they know that if a customer has time to go away and think about a purchase, then a sale is lost as is their commission! You should not however feel pressured into ‘signing on the dotted line’ there and then.
However this article aims to provide a basic insight into points to remember or consider when you embark on buying property abroad. Be sure to read as much as you can about protecting your rights and your investment before taking the plunge.
First you need to consider what you want from your property in Spain. Homes along the coast tend to be of modern design - more traditional villas and character properties can be found inland. Whilst older Spanish properties can be more appealing, you need to bear in mind any costs needed for renovation and upkeep.
You may be thinking of buying to let your property in Spain. If this is your intention you need to be aware that a lease length should never be more than 11 months.
Take this word of warning when considering renting your property in Spain. The Spanish rental market is very different from the French market. Older properties with plenty of character are perferable for tourists visiting France, where as the more modern appartment with all mod-cons - and essential balcony or terrace, are far more desireable to the Spanish rental property market.
If you are planning to settle in your property in Spain you should take steps to find out about your entitlements on the Spanish health service. Free health care is generally available to those who pay into Spanish social security. Otherwise it is essential that you take out private health insurance - you may not qualify for a resident's permit without it.
Property developments are very popular with people seeking a property in Spain. They are generally enclosed communities encompassing several properties, apartments, villas or townhouses, communal gardens, a pool and various other facilities. In Spain you would pay towards your development, to cover costs such as pool and garden maintenance, security, etc. They benefits of buying a Spanish property on a development in that they are well kept and maintained to a certain standard.
When buying your property in Spain make sure that you check the seller´s deeds to the property. This will provide confirmation that the seller is (or is not) the owner of the property being sold. You should also obtain a 'nota simple'from the Property Registry to ensure there are no mortgages.
View the plans at the Town Hall for new properties on urbanisations to satisfy yourself that the property is legally registered, and be sure to check building permits for plots of land.
It is also wise to ensure all past bills have been paid, when buying a resale property)including any community charges, electricity and water bills and refuse collection.
For an estimate of the cost of buying your property in Spain you should allow 10% of the purchase price. This will cover stamp duty, legal fees as well as land registration. Most Spanish banks will lend a mortgage to non-residents at up to 75% of the valuation of the property. You should always get a survey or homebuyers report.
December 2005
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